Terms for Using the Platform

These general terms and conditions (the “Terms”) describe the rules for using the National Financial Access Programme platform. They define the respective duties and rights of you, the user, and the platform operator. Please review them before entering the platform, opening an account or carrying out a transaction. Taken together, they form the legally binding agreement between the parties.

By registering, logging in, using a function or otherwise engaging with National Financial Access Programme, you acknowledge and fully accept these Terms of Use. The platform is intended solely for adults aged 18 or over. Minors and individuals who lack legal capacity are not permitted to access or use it. If there is doubt about a user’s age, we may restrict, suspend or close the applicable account.

Platform access can be interrupted temporarily by maintenance, upgrades, technical problems or service disruption, including circumstances involving market volatility, exceptional server traffic or matters beyond our reasonable control. We take steps to support dependable availability, but continuous access cannot be guaranteed. Features, algorithms, pricing and market availability may be changed, expanded or discontinued at any time without giving rise to a claim against National Financial Access Programme.

Materials made available through the platform—including text, images, designs, software, algorithms, trade marks, logos and AI-produced analysis—are protected by copyright, trade mark legislation and other intellectual property rights belonging to National Financial Access Programme or its licensors. Reproducing, distributing, publicly displaying or commercially exploiting these materials without our prior written permission is not allowed and may result in civil or criminal action.

You must provide information that is truthful, complete and up to date, including your identity, contact and payment information. Information that is false, misleading or incomplete may result in account restrictions, withdrawal limitations or legal action. We process personal data in accordance with our privacy policy and the GDPR, applying suitable security and transparency safeguards.

You remain solely accountable for every investment or trading choice made through National Financial Access Programme, whether placed manually or produced with AI, and you accept the risks involved. National Financial Access Programme provides technical infrastructure only and does not offer personalised financial advice, recommendations or assurances of profit. Financial products, including shares and cryptoassets, may be highly volatile, and you may lose your entire invested amount. Past performance does not reliably predict future outcomes. Use only money you can afford to lose.

We may update or supplement these Terms when required, including in response to regulatory changes, technical developments or changing market conditions. Where reasonably appropriate, we will give advance notice, generally at least 14 days before the changes apply, through email, a platform notification or a website announcement. Continuing to use the platform after the updated Terms become effective means that you accept them. If the changes are significant, you may choose to close your account.

Transparency and user protection guide the way we operate. Our safeguards include current encryption, regular checks, segregated client funds and comprehensive KYC/AML procedures. Platform actions and transactions are recorded in a clear and auditable way. We seek to deal with users fairly, openly and responsibly, and we regard your trust as an important responsibility.